Commercial Accounts

We offer a wide range of business deposit products including:

  • E-Business Checking Accounts
  • Commercial Checking Accounts
  • Commercial Checking NOW Accounts
  • Non-Profit NOW Accounts
  • Deposit Sweep and Treasury Management Accounts
  • Commercial Savings Accounts
  • Commercial Money Market Accounts

Unlawful Internet Gambling Enforcements Act (UIGEA) of 2006 The UIGEA, signed into law in 2006, prohibits any person engaged in
the business of betting or wagering (as defined in the ACT) from knowingly accepting payments in connection with the participation of
another person in unlawful internet gambling. The Department of the Treasury and the Federal Reserve Board have issued a joint final
rule, Regulation GG, to implement this Act. As defined in Regulation GG, unlawful internet gambling means to “place, receive or
otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or
wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wage is initiated, received or
otherwise made. As a customer of The First National Bank of Ottawa, these restricted transactions are prohibited from being processed
through your account or banking relationship with us. If you do engage in an internet gambling business and open a new account with
us, we will ask that you provide evidence of your legal capacity to do so.